Merchant Accounts & Online Payments
Whether you are a traditional, bricks and mortar merchant or an online merchant, if you need to accept electronic payments, take a look at First Data. They have everything you need, whether you are starting up a new business or expanding the businesses you already have.
First Data have everything you need to make processing payments easy. A FDIS terminal, or virtual terminal, lets you accept all major cards, as well as debit cards (both PIN-secured and signature), EBT (Electronic benefits transfer), Levels II and III gift cards and purchsing cards, TeleCheck, Warranty and ECA (Electronic Check Acceptance) services and all web-based e-commerce transactions through the LinkPoint secure payment gateway (LSPG) - your complete online payment solution.
With FDIS, the transaction process is very simple. Once the card is swiped or the card number is entered into an e-commerce form, the card is verified as active and the sale within the spending limit. Then FDIS transmits the data to the customer’s credit card provider and the provider approves or declines the sale. The card holder’s account is debited and FDIS is credited. FDIS will credit your merchant account usually within two business days.
First Data are the experts. They process credit card and debit card transactions for more than more than 170,000 business in over 4.1 million locations and service both traditional and internet business models. Merchant accounts are normally approved within two working days, with payments able to be processed by the third business day. The skilled representatives of First Data will train you to use the credit card terminal and there is a of course toll-free customer service number you can call 24/7 so help is always on hand.
LinkPoint API is easy to integrate with a website. When manually processing credit card transaction, no additional integration is needed, you just log into a website and via your LinkPoint Virtual Terminal, complete the card transaction. There is the option to have an API script for your website so your customers can purchase online, 24 hours a day. An email will be sent to you and to the the customer, confirming the transaction.
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